In the future, everyone will be famous for 15Mb

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Instant Payments and CBDCs, Chalk and Cheese
Don’t listen to Bobby Kennedy, they are not the same and we need both of them for a robust financial system.
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David G.W. Birch
Stablecoins Get A New Pal
PayPal’s US dollar stablecoin is a big deal because it further legitimises the sector.
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David G.W. Birch
2
International Identity-of-Everything Day
It’s a mess in the universe, but maybe the metaverse will be a vector for digital identity.
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David G.W. Birch
1
Strong Authentication, Secure Payments.
Whatever consumers say about biometrics they will use them because of convenience.
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David G.W. Birch
Casino Royale With Cheese
With a month to go until Money20/20 USA 2023, here’s the story of Money20/20 USA 2014.
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David G.W. Birch
August 2023
The FedNow Revolution Is Here. Soon.
The dawn of the RTP (rich timely payments) era.
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David G.W. Birch
3
Digital ID Ahoy
Piracy, Private Keys and Provenance.
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David G.W. Birch
Let's Put the Future Behind Us
Reverse ATMs are springing up across America.
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David G.W. Birch
Duty of Care
The U.K.’s new approach to financial services regulation cannot deliver without AI.
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David G.W. Birch
1
July 2023
There will be Fintech in the Metaverse
Apple’s new device isn't the Metaverse, it is a window into the coming metaverses.
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David G.W. Birch
Identity is the New Money. No, Wait... Infrastructure
Digital identity is a new, and crucial, form of financial market infrastructure (FMI).
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David G.W. Birch
2
Don’t Mock the Metaverse. Not my words, The Economist’s
With the Apple AR/VR headset out there, financial services organisations should think about developing their metaverse strategies.
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David G.W. Birch
© 2023 David G.W. Birch
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