Jack Dorsey agrees with me: cash diminishes net welfare.
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If this crypto-winter is another “tulip bubble” then that is actually very good news.
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A lot of people have lost a lot of money on cryptocurrencies. But don't write off tokens, decentralised finance and non-fiat nest eggs just yet.
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Tokens and credentials are not the same thing at all.
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Stablecoins are important and they need good regulation.
Life, liberty and the pursuit of consensus.
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And why should financial institutions, or for that matter any other businesses, care?
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Yes, but only where there is a well-founded expectation of redress.
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In the future, everyone will be famous for 15Mb